Debt Rescue is here to relieve the stress of debts and get you back on track. Discover if you can reduce or write off your debts today!!
4.7
Over £4m
of debt challenged
At Debt Rescue, we understand the stress and uncertainty that comes with financial difficulties. We offer you assistance towards a unique approach to debt relief. Our legal partners Prowse Phillips Law will challenge the legality and enforceability of your finance agreements. This is not an IVA or a debt management plan; instead, the focus is on your rights as a consumer to help you achieve debt relief without committing to long-term repayment solutions.
Our trusted legal experts aim to get your debts written off. They will deal with all your debts taking the stress away
Our legal partners aim to achieve complete debt relief by carefully reviewing your contracts.
Their team are specialists in consumer contract agreements and the Consumer Credit Act 1974. They will review all of the agreements you entered into to check whether they contain any breaches.
They can then challenge the validity of agreements you entered into and argue that the debts are unrecoverable meaning there is no debt to pay!
Our team is committed to ensuring you are in a better position than when you enquired with us.
Total debt disputed, unenforceable or written of to date by our legal partners.
Biggest individual debt written off to date
Our legal partners are experts in Consumer Credit financial agreements, and they will review the agreements you entered into when taking out the following, with the ultimate goal of achieving debt relief:
Together we will get a more in depth understanding of your current debt situation. This will give us a better understanding of what is currently happening between you and your creditors at this present time and help us give you the best possible advice.
Once we have obtained all relevant information and agreed an affordable monthly fee with you, our legal partners will begin their process of
setting up a file on their system and begin contacting your creditors.
They then give your creditors 40 days from the date of first contact, for them to advise if they can comply.
By law, your creditors have a maximum of 12 days to comply or acknowledge the request, all collection activity should cease until they comply, or the debt becomes unenforceable.
Our legal partners submit legal requests for documentation for the relevant accounts and debts you have outstanding for them to complete a full review.
They then take over full conduct of liaising with your creditors, meaning you don’t have to do any work.
Once it has been established the debt is unenforceable, the write off process begins. A request for the balance to be written off in full and the file closed will be made.
Confirmation is sent directly to you by your creditor with confirmation of the closure of your file.
Please note, your credit file will be updated to reflect this.
Debts can also be resolved via a negotiated settlement figure, and this will be covered and agreed with you before any discussions with your creditors.
In the instance that your creditors can comply with our legal requests, our legal partners will complete the relevant checks of the documentation received. If they highlight breaches or errors within these agreements the next step is to present their report to your creditor along with recommendations to resolve the account.
This request being to write the debt of in full based on the evidence presented or a lower settlement figure.
Repayment plans can be set up if any balances are remaining allowing you to clear the balances in a time mutually agreed.
24-month fixed fee
We guarantee you will pay no more than 50% of your debt level back in fees.
Finally , you will be pleased to hear.. when you become debt free, you can begin living stress free again and you can rest easy knowing your creditors and debts are a thing of the past.
One of the team will assess your personal debt situation and explain how the service works. We will then provide you with any further information required and answer any questions to help you make an informed decision and feel confident in proceeding.
